How First-Time Buyers in Massachusetts Are Buying With $0 Down — Even at Today's Rates.

A 45-minute live training with a licensed Massachusetts broker and a senior loan officer. Walk away knowing the down payment assistance programs your friends, family, and even your landlord don't know exist.

August 20th · 5:30 pm – 7:00 pm EST

Limited to 100 live attendees · No replay sent · Live Q&A included

Most renters in Massachusetts believe two things that aren't true.

Myth 01

"I need 20% down to buy a home."

You don't. Most first-time buyers in MA close with 0–3.5% of their own money — and many use $20K–$50K in down payment assistance they didn't know they qualified for.

Myth 02

"Today's rates make buying impossible."

For the right buyer with the right strategy, the math still works. Renters who waited the last three years for "rates to drop" lost an average of $42,000 in equity.

Meanwhile, you're handing $2,400–$3,800 every month to your landlord — building equity for someone else.

The 45 minutes that change the math.

No fluff, no upsell, no "secret" gimmicks. Just the exact information first-time buyers in Eastern MA need to make an informed decision in 2026.

01 The 5 down payment assistance programs available in Massachusetts right now — most cover $20K to $50K and never need to be paid back.

02 How to qualify for $0 down financing in 2026 (no, USDA isn't your only option — and FHA isn't always the answer).

03 The exact credit score, income, and debt-to-income thresholds lenders are actually approving — straight from a senior loan officer underwriting deals every week.

04 Why "waiting for rates to drop" is costing the average MA renter $14,000+ per year — and the math nobody on social media is showing you.

05 The 90-day path from renter to homeowner — and the 4 common mistakes that kill 60% of first-time buyer deals before they close.

Gregory Anderson

Broker-Owner, ACB Realty

Licensed Massachusetts broker with 18 owned rental units across Eastern MA. Has helped hundreds of first-time buyers navigate down payment assistance, contracts, and inspection negotiations since opening ACB Realty.

Licensed in MA, RI, NH, CT
MBA, MSF, CBR, RENE, ABR
Active landlord — knows both sides of the closing table
Founder, ACB Realty Inc. — "Realtors for Life"

James Procter

LoanDepot · Lending Partner

A senior loan officer from LoanDepot — ACB Realty's longstanding lending partner — will walk through the financing side: pre-approval, DPA layering, credit repair, and what's actually getting underwritten in 2026.

Specializes in first-time buyer financing
Down payment assistance program expert
Conventional, FHA, VA, MassHousing, ONE Mortgage
NMLS-licensed loan officer #23362

Live, online, free.

Bring your real questions about your real situation. We'll answer them live during the Q&A.

Date August 20th

Time 5:30 pm – 7:00 pm EST

Length 45 min webinar · 45 min Q&A

Format Live on Zoom

How First-Time Buyers in Massachusetts Are Buying With $0 Down — Even at Today's Rates.

Most renters in Massachusetts believe two things that aren't true.

The 45 minutes that change the math.

Two licensed professionals. No coaches, no gurus.

Gregory Anderson

James Procter

Live, online, free.

Stop renting. Start owning.